Population Trends Articles

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    The Great Myth: Passive Funds Fail In Volatile Times
    anemptytextlline
    28 June 2016
    Since July last year, market volatility is back and it’s not expected to retreat anytime soon. As a consequence, the money is flowing towards safer havens.
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    U Is For Unit Trusts = A Diversified Portfolio
    anemptytextlline
    24 June 2016
    Unit trusts give access to a diversified portfolio by pooling investors’ money. A unit trust is a popular choice for investors who want access to blue chip shares and bonds, which are not cost-effectively available to direct investors with relatively small amounts to invest.
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    Phase-ins: Not The Best Way to Manage Risk?
    anemptytextlline
    24 June 2016
    he decision to invest a lump sum is generally the product of an extended period of saving, and investors take pride in their nest egg. Being human, investors tend to keep a close eye on their new investments in the first year, hoping that the promise of growth delivers sooner than expected, but more importantly, they dread seeing their savings decline!
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    3 Good Reasons To Buy… Into Boutiques
    anemptytextlline
    8 June 2016
    Large, established asset managers still have much to offer investors. Other than their established brand and track record, the larger managers are also able to exploit economies of scale in the fixed interest space and still exhibit asset allocation skill. However, by ignoring the smaller boutiques, investors could miss out on some attractive outperformance.
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    Time for a Saving Spree – Tax Free!
    anemptytextlline
    16 February 2016
    With the end of the tax year fast approaching, investors have only until 29 February to make their annual contributions to products that facilitate tax-free investing.
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    Unit Trusts That Disappoint: Four Warning Signs
    anemptytextlline
    16 February 2016
    In December 2015 a local unit trust fund disappointed investors by losing 66% of its value in two days. There is no precedent in the local industry of such a large loss in a matter of days and it caught most by surprise. In a previous article, one of our portfolio managers, Chris Hamman, did warn that even fund managers obeying the guidelines provided by the Collective Investment Schemes Control Act (Cisca) could still lose a significant amount of money. Stricter risk management rules than that provided by Cisca therefore need to be enforced by managers.