Legislation Articles

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    Delay in RDR implementation
    anemptytextlline
    21 July 2016
    The Financial Services Board (FSB) has announced a delay in the RDR Phase I timelines originally communicated in November 2015.
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    The 6 P's Of A Successful Retirement Plan
    anemptytextlline
    25 April 2016
    Your retirement years are something to look forward to. This is the time to spend with your grandchildren, pursue your hobbies full-time, or pursue whatever you find most fun and meaningful – at your own pace. But if you did not build up sufficient savings, this phase of your life could turn out to be highly stressful. How do you make sure that you’ve saved enough to enter your retirement years feeling confident and secure?
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    The Implications Of The Budget For Investors
    anemptytextlline
    1 February 2016
    Minister Gordhan showed that he has a full arsenal of options to increase revenue. This year he opted to not increase top marginal tax rates or VAT.
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    Why Is The Budget Speech Important?
    anemptytextlline
    1 February 2016
    Will our new Finance Minister continue the growth drive of his predecessor or focus on cutting expenses instead? If government is raising its revenue, which avenues will it use: income tax, consumer tax or special levies? Which expenses will enjoy priority and will government continue to borrow to fund these expenses? And, most importantly, how do these changes affect your pocket?
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    Less Tax, More Pension
    anemptytextlline
    1 October 2015
    In financial planning, pre-retirement and the benefits of contributing to a retirement fund enjoy a lot of attention, while the optimisation of tax after retirement sometimes takes a back seat. Here are a few ways in which your clients can cut their tax bill.
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    Start Saving And Slash Your Tax Bill
    anemptytextlline
    4 March 2015
    South Africans are not saving enough. In fact, Reserve Bank stats show a rapidly deteriorating savings culture. While we saved on average 10% of our disposable income in the 1970s, this figure has now dropped to zero. But National Treasury has just introduced tax-free savings accounts to reignite a savings culture. Designed to encourage long-term savings, while giving your clients access to their funds at any time, these accounts offer an excellent savings opportunity.