Sanlam Intelligence

As a professional financial adviser, you have your clients’ best interests at heart. You want to make sure your advice includes solutions that are appropriate and deliver the results your clients expect. While investment principles are timeless, markets are in constant flux. It’s in times of great uncertainty that clients contact you more frequently for reassurance. To make your life easier and help you manage these queries proactively, we provide you with insights into the markets, the economy, and ever-changing investment legislation.

Investment Landscape
Market Forces
Practice Management
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    MTBPS 2016: The different shades of junk
    27 October 2016
    The 2016 Medium Term Budget Policy Statement (MTBPS) illustrates the South African National Treasury’s intent to continue following a path of fiscal consolidation as it aims to stabilise government’s debt ratio and ensure long-term fiscal sustainability. But increasing government debt levels make a downgrade very possible. Would this necessarily be devastating? Investment economist Arthur Kamp gives his views on yesterday’s MTBPS and the looming debt threat.
  • Economics, politics and your portfolio
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    Economics, politics and your portfolio
    19 October 2016
    In South Africa, the SA Reserve Bank’s Monetary Policy Committee is responsible for monetary policy, while the National Budget (fiscal policy) is formulated by National Treasury. As we shall see next, the credibility and independence of these institutions are of critical importance for the country’s prospects – and investment returns. Melville du Plessis, one of our fixed interest portfolio managers, explores the relationship between politics, economics and your portfolio.
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    Events that moved the market Q3 2016
    18 October 2016
    We have summarised the main events that moved the markets – locally and globally – during the third quarter of 2016.
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    Market snapshot: September 2016
    10 October 2016
    September saw data releases that hint at a potential SA economic recovery. Economic output grew by 3.3% q/q and consumer price inflation dropped below 6%, encouraging those who believe we may be nearing the end of a very short and shallow interest rate hike cycle. Another boon was the narrowing of the current account deficit to 3.1% of GDP. Despite this good news, the All Share Index still slumped during September.
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    Advising a woman: why a man’s plan won’t fit
    5 October 2016
    According to the CFA institute, the global income of women will grow from $13 trillion to $18 trillion over the next five years. That’s more than the GDP growth of China and India combined over the same period. Yet research shows most women do not have a financial adviser. According to a senior marketing executive that Ernst & Young interviewed at a large wealth management firm, 60% of financial advisers believe women should be served no differently from men. But Ernst & Young LLP’s research shows this might not be a sound approach.
  • Effective Annual Cost
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    Effective Annual Cost (EAC) – What you need to know
    29 September 2016
    Effective Annual Cost (EAC) is implemented on 1 October and will change the way clients evaluate product choices. What do you need to know about this measure that’s been designed to be used by you and your client to compare charges on retail investment products? We’ve compiled a list with frequently asked questions for easy reference.